Accident Response Procedure
There is nothing like being able to legally drive. But this does not mean there are no perils involved. You will be sharing the road with other motorists, and accidents do happen. This is why you need to be prepared for such an eventuality. Here are the tips on what you can do.
Once the accident happens, you should not panic or shut down. There is a need to stop the car. There is a need to have the car stopped immediately. Driving away is an illegal move, and will make things worse. You need to, therefore, keep the car in the same spot it stopped after the accident. If there are cars moving on the road, you need to go to the closest safe spot. Turn on the flashers if the car is still on the road. this indicates to other motorists it is still parked there.
You can now catch your lost breath. This is a time when your emotions shall be all over the place. Calm down before you do anything else. Do not act in anger or fear when interacting with the other parties.
You should first ask if the other drivers are alright. You should get them talking. This is how they will remain in a calm state. You need to call the emergency response teams if there is anyone hurt or injured. There is a need to keep the small talk going at this point. The police also need to be notified. You will need a police report of the accident when filing for a claim with the insurance company. It is important that you do not blame the other motorists, or accept the blame yourself. Tell them the details of the accident as well as you can recall. They can assign the blame themselves. Collect their names and badge numbers.
There is a need to collect photographic evidence of the scene of the accident. These photos are a vital part of your presentation in the claims process. The photos should reveal all details of the accident, especially the positions of the vehicles.
You should also exchange info with the other drivers involved. This is how you will have an easier time later with the liability issues that are bound to come up. You need to have their license plate number, name, insurance info, vehicle make and model, passengers’ names, location of the accident, and any eye witness contact info.
There is a need to get in touch with the insurance company immediately for the claims process. Something as flimsy as waiting can be used to deny you your claim. Present all the info you collected, and explain the situation. You can read more here on how to.