You need to shift your perspective when it becomes clear that you are not going far with your present job. This is when that business idea you had should be seriously considered. It makes no sense to hold onto a job that is headed nowhere. You should start thinking of where you will get money for capital. You need not have so much of it, just enough to get the business started. Here are the things to do to get such an amount.
Statistics show that most businesses need way less than people think they do when starting. It is when you recognize the fact that you do not need a lot of money that you will see the possibility of starting the business. The first thing to do would be to decide which type of business to get involved in. Not having lots of money limits your choices, but then again, some of the most successful businesses did not start with much. A good idea would be to think of a home based business, which shall let you encounter fewer overheads. You should then brace yourself for the sacrifices you are about to make for the business. You need to choose well the kind of business you wish to do.
You should then find out where the funding shall come from. You need to see where you will get a business loan. You will have to get creative in this process. For many lenders, you shall be given the money if you have a good account with them, or you have a substantial collateral. But there are other lenders who shall consider other options. There are online sources of fast working capital. You shall even find some companies which operate exclusively online. You only need to search for them there. You shall even find loans for those who have poor credit scores. You may even get a loan for when you have no credit established in the first place. You can even turn to a friend or family member for the loan, or for their help in cosigning a loan with you.
You need to have a good plan of how you will spend that money. It is important that you spend it wisely, considering its intention. You should make sure you ask for only the necessary amount in a loan. That will make payment easier on your business. You need to make good use of a budget. Make sure that you have your marketing needs covered, as this is how you will get more business. You may discover more ways to do this marketing online.
You should keep your day job as the business grows. You should read more here on how to utilize the best business plans.